Licensed agents available now no-obligation quote reviews by phone.
No Medical Exam Life Insurance

What is no medical exam life insurance?

No medical exam life insurance is a policy you can apply for without undergoing blood work, a physical exam, or urine testing. Instead, approval is based either on answering a set of health questions (simplified issue) or, in some cases, no health questions at all (guaranteed issue).

Tap to call now and get a straight answer from a licensed agent.

Licensed agents, not a call center script
Multiple carriers to compare
No obligation, most calls take minutes

This approach significantly speeds up the approval process — often approving applicants within minutes to a few days, compared to four to eight weeks for a fully underwritten exam-based policy.

Want an answer specific to your situation? A licensed agent can walk through your options in a few minutes.

Call (844) 658-4509

No-exam options are available for both term and permanent life insurance, though coverage amounts are often somewhat lower and premiums slightly higher than fully underwritten policies for the same face amount.

No-obligation call

Still have questions about your own situation?

Every situation is different. Call now and a licensed agent can answer your specific questions about no medical exam life insurance — no obligation, no pressure.

Ready to compare plans? See No Medical Exam Life Insurance options
Related questions

More no medical exam life insurance questions.

Call (844) 658-4509