Life Insurance
Call a licensed agent to compare term life, whole life, no medical exam, permanent life, and IUL insurance options by phone, with no obligation to buy.
Explore life insurance Browse by state American Life Rates
See if you may qualify for up to $100,000* in life insurance Rates starting around $29/month*
Call now to speak with a licensed agent about eligibility, coverage options, and available monthly rates in a quick, no-obligation phone review.
Tap to call now and speak with a licensed insurance agent.
* Pricing examples are illustrative only. Actual premiums, coverage amounts, and eligibility vary by age, health, tobacco use, state, carrier, and policy type.
- Check term life, whole life, final expense, and no-medical-exam options.
- Review plans from multiple carriers in one call.
- No long online forms and no obligation to buy.
Coverage options
Two simple ways to shop coverage by phone.
Tell us what you want to protect, and we'll help you compare the right fit.
Final Expense Insurance
Call a licensed agent to compare burial insurance, funeral insurance, and senior-focused final expense plans for end-of-life costs, no obligation to buy.
Explore final expense insurance Browse by state 3 quick steps
How the call works
Call to review your options
Speak with a licensed agent at (844) 658-4509 — no online forms, no waiting for a callback.
Compare your options
We'll walk through coverage amounts, plan types, and pricing so you can compare choices side by side.
Choose coverage with confidence
Move forward only when you're ready. We'll explain next steps clearly, in plain English.
Why call American Life Rates
Why people call instead of shopping alone.
A short phone call can save time and make your options easier to understand.
Skip the long online forms
Answer a few quick questions by phone instead of filling out a long quote form.
Talk to a licensed agent
Get clear answers from a real person who can explain your options in plain language.
Compare multiple carriers
Review coverage choices from multiple carriers in one call.
Popular coverage pages
Explore coverage by type.
Start with the plans callers ask about most.
Term Life Insurance
Affordable temporary coverage built for income replacement, family protection, and mortgage payoff needs, with terms you can compare by phone.
View detailsWhole Life Insurance
Permanent life insurance with predictable premiums and lifelong coverage, often used for estate planning, legacy goals, and family protection.
View detailsBurial Insurance
Simple whole life style coverage designed to help with burial costs and related family expenses, with benefit amounts sized for funeral and burial budgets.
View details FAQs
Frequently asked questions
A few quick answers before you call.
How much does life insurance cost?
Cost depends on your age, health, coverage amount, and the type of policy you choose. The fastest way to get an accurate number is a quick call — an agent can walk through pricing for your specific situation in a few minutes.
Do I need a medical exam to qualify?
Not always. Many carriers offer no medical exam options for both life insurance and final expense coverage, though eligibility and pricing can vary. An agent can tell you which options you may qualify for.
Is calling free and without obligation?
Yes. Calling (844) 658-4509 connects you with a licensed agent for a no-cost, no-obligation conversation about your coverage options.
No-obligation call
Ready to review your options?
Call now to speak with a licensed agent about life insurance or final expense coverage, with no obligation to buy.