No Medical Exam Life Insurance

Is no medical exam life insurance more expensive than regular life insurance?

Generally, yes — no medical exam policies tend to cost somewhat more per dollar of coverage than fully underwritten policies, since the insurer has less detailed health information and prices in additional risk as a result.

Call (844) 658-4509

Tap to call now and get a straight answer from a licensed agent.

Licensed agents, not a call center script

Multiple carriers to compare

No obligation, most calls take minutes

Key details about no medical exam life insurance

The cost difference is usually modest for simplified issue policies but can be more significant for guaranteed issue policies, which ask no health questions at all and are priced for a broader range of health risks.

Want an answer specific to your situation? A licensed agent can walk through your options in a few minutes.

Call (844) 658-4509

For many people, the convenience and speed of skipping the exam is worth a somewhat higher premium, but an agent can show you the actual cost difference between exam and no-exam options for your specific situation.

No-obligation call

Still have questions about your own situation?

Every situation is different. Call now and a licensed agent can answer your specific questions about no medical exam life insurance — no obligation, no pressure.

Call (844) 658-4509

Ready to compare plans? See No Medical Exam Life Insurance options Find life insurance in your state

Is no medical exam life insurance more expensive than regular life insurance?

Key details about no medical exam life insurance

Still have questions about your own situation?

More no medical exam life insurance questions.