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Final Expense Insurance

Will my final expense insurance premium ever go up?

No. Final expense policies are whole life insurance, which means the premium is fixed for the life of the policy at the time you're approved. As long as you keep paying, your rate will not increase due to age or health changes.

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This is different from some other insurance products, like certain term policies that renew at higher rates, so final expense coverage offers predictable, level payments for budgeting purposes.

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The only way your premium changes is if you voluntarily adjust your coverage amount later.

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