Whole life insurance covers you for your entire life as long as premiums are paid, with a level premium that never increases and a cash value component that grows over time. It typically costs more per dollar of coverage than term, but it guarantees a payout.
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Call (844) 658-4509For seniors specifically focused on covering funeral costs or leaving a guaranteed inheritance, whole life (including final expense policies) is usually the more practical choice since it doesn't expire.