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Funeral Insurance

How much funeral insurance coverage should I buy?

A reasonable starting point is the average funeral cost in your region, generally $7,000 to $12,000, plus any additional debts or medical bills you'd like to help cover. Some people add a modest buffer, bringing total coverage to $15,000 or more.

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The right amount really depends on your personal circumstances — whether you already have savings set aside, whether other family members would help with costs, and what kind of service you envision.

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A short call with an agent can help translate these considerations into a specific, realistic coverage amount rather than a guess.

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