Final Expense Insurance

How much final expense insurance coverage do I actually need?

A common starting point is to cover the average cost of a funeral in your area — often $7,000 to $12,000 — plus any outstanding medical bills, credit card debt, or other obligations you'd rather not leave to family.

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Some people choose slightly higher coverage, like $15,000 to $20,000, to leave a small cushion for surviving family members beyond just funeral costs.

Want an answer specific to your situation? A licensed agent can walk through your options in a few minutes.

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The right number depends on your personal finances, so it helps to talk through your specific situation with an agent who can suggest a realistic coverage amount rather than guessing.

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Still have questions about your own situation?

Every situation is different. Call now and a licensed agent can answer your specific questions about final expense insurance — no obligation, no pressure.

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How much final expense insurance coverage do I actually need?

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