Final Expense Insurance

Can I get final expense insurance if I have a pre-existing health condition?

Often, yes. Many people with conditions like diabetes, high blood pressure, past cancer, or heart issues still qualify for simplified issue final expense insurance — the condition may simply place you in a different rate class or, in some cases, exclude coverage for a specific cause of death for a period of time.

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Key details about final expense insurance

For more serious or recent health events, guaranteed issue coverage is typically available as a fallback option since it doesn't ask health questions at all.

Want an answer specific to your situation? A licensed agent can walk through your options in a few minutes.

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Because underwriting guidelines vary a lot by carrier, it's worth having an agent check your specific condition against several companies rather than assuming you won't qualify.

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Every situation is different. Call now and a licensed agent can answer your specific questions about final expense insurance — no obligation, no pressure.

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Can I get final expense insurance if I have a pre-existing health condition?

Key details about final expense insurance

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