This can be valuable if your health has declined since you first bought the term policy, since it locks in permanent coverage at your original health classification rather than your current health.
Want an answer specific to your situation? A licensed agent can walk through your options in a few minutes.
Call (844) 658-4509Not all term policies include this feature, and the details (deadlines, available permanent products) vary by carrier, so it's worth confirming your specific policy's conversion terms with an agent.