Final Expense Insurance · Florida

Guaranteed Issue Life Insurance in Florida

For older adults in Florida, a large, fast-growing state with one of the country's biggest retiree populations, who have been turned down elsewhere, guaranteed issue life insurance is often the plan that still makes final expense coverage possible. Some applicants who assume they need guaranteed issue can qualify for a simplified-issue plan with a full benefit sooner, so it is worth answering a few health questions first. Older applicants are often steered straight to guaranteed issue, but many can still qualify for a plan that asks a few health questions, which usually means a lower premium and a full benefit sooner. Coverage amounts are usually modest and sized for funeral and final expenses rather than income replacement. Seniors in Florida who have been declined for other coverage often look at guaranteed issue as a dependable fallback. Call to see how guaranteed issue life insurance could work for you in Florida; the conversation is free and you are under no obligation.

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• Learn how the graded benefit works in the first two or three years.
• Understand the guaranteed issue life insurance application steps from start to finish.
• Check whether a different policy style could meet the same goal.